25 Dave Ramsey Quotes To Move You In The Right Financial Direction

If you want to succeed in life you need more than a good paying job or the hopes and dream of owning your own business. In fact most businesses fail and most people with high paying jobs end up with massive debt because they lack financial knowledge. There are three types of people out there when it comes to money. Those who spend like crazy, those who hold all their money and save it in the wrong places and those who are financially smart and manage it properly. Funny thing is that everybody wants money but very few know how to manage it. Who’s fault is it? Is it your parents who never understood it or never had it or is it the colleges that pump out kids into society promising they will make tons of money because they have a sheet of paper from their school? Truth is it’s a bit of both. Kids graduate college today without the ability to balance a checkbook with the expectation of landing a job earning $100k per year.  Today kids are measuring success by how many credit cards are available to them.

My advise to you if you struggle with financial knowledge is to turn yourself on to Dave Ramsey. Dave is a financial guru and authors many books and training courses on how to take control of your personal finances to running your business for success.

Here are 25 financial quotes from Dave Ramsey that will not only motivate you but you may even learn a thing or two about managing your money.

1. I believe that through knowledge and discipline, financial peace is possible for all of us. – Dave Ramsey
2. The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge. –Dave Ramsey
3. Most of the things we buy are wants. And we call them needs, but they’re wants. –Dave Ramsey
4. You have to teach children about money intentionally – create teachable moments. –Dave Ramsey
5. It takes some discipline and hard work, but relying on credit when things go wrong is a trap. –Dave Ramsey
6. When we talk about kids earning commission for chores, we always have at least one parent who argues that children should do chores because they are part of the family. I agree, but if you don’t involve money in a few chores, you lose the teachable moments in the work, spend, save, and give principles. –Dave Ramsey
7. You don’t want to have so much money going toward your mortgage every month that you can’t enjoy life or take care of your other financial responsibilities. –Dave Ramsey
8. Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life. –Dave Ramsey
9. You can’t be in debt and win. It doesn’t work. –Dave Ramsey
10. You never cash out a 401(k) or IRA to pay off debt, unless it’s to avoid a foreclosure or bankruptcy. –Dave Ramsey
11. Debt collectors like to play on your emotions because they think you’ll give in and do something you can’t really afford to do. Most of them don’t care about you or your situation as long as they get some money. –Dave Ramsey
12. You’re not a bad parent if you don’t save for your kid’s college because instead, you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called ‘work’ while they’re in school. –Dave Ramsey
13. Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me. –Dave Ramsey
14. I think the lie we’ve told people in the marketplace is that a degree gets you a job. A degree doesn’t get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful. –Dave Ramsey
15. My children were taught at an early age how money works and that it comes from hard work. They’ve been on a commission – not an allowance – since they were little. They learned that if they worked around the house, they got paid. If they didn’t work, they didn’t get paid. –Dave Ramsey
16. You’ve got to tell your money what to do or it will leave. –Dave Ramsey
17. I have done stupid with a lot of zeros on the end of it. I know what it looks like. –Dave Ramsey
18. I have to live my books before I write them. –Dave Ramsey
19. If you’re able to pay your bills, you pay your bills. It’s as simple as that. –Dave Ramsey
20. Pay your utilities, gas and other basic needs before paying on your debts. –Dave Ramsey
21. In the neighborhood where I grew up, it was a rough neighborhood – well, not rough, but it certainly wasn’t upper class or anything. But I remember hearing things like, ‘The little man just can’t get ahead.’ And if you start to believe that, then you know what? You don’t get ahead. –Dave Ramsey
22. As parents, we teach our kids about things we feel competent in. That’s why so many parents don’t teach their kids about money. –Dave Ramsey
23. To be fair, the collection business does have a few good people in it. But it also has those who will lie and make threats. –Dave Ramsey
24. Life will not make allowance for you, but it will pay you what you earn. –Dave Ramsey
25. I will never be unemployed. –Dave Ramsey

You can learn more about Dave Ramsey by visiting www.daveramsey.com